

does not provide investment, tax, or legal advice. member FINRA, SIPC, 200 Canal View Blvd., Rochester NY 14623, 58.īroadridge Investor Communication Solutions, Inc. Link to PDF: Coping with Market Volatility Avoid Rash DecisionsĮRB FINANCIAL is an independent contractor who offers Investment Advisory Services & Securities through Excel Securities & Assoc., Inc.
RASH DECISIONS PROFESSIONAL
We’re here to help and to answer questions.Īlthough there is no assurance that working with a financial professional will improve investment results, a professional can evaluate your objectives and available resources and help you consider appropriate long-term financial strategies.Īll investing involves risk, including the possible loss of principal, and there is no guarantee that any investment strategy will be successful.

But when it comes to your investments, a more rational outlook may be your strongest ally. In these uncertain times, it’s easy to let fear guide your decision making. When one type of investment is losing ground, another may be gaining or holding steady.ĭiversification and asset allocation cannot ensure a profit or guarantee against a loss, but they can help you understand and manage investment risk. Remember that diversification can help offset the risks of certain holdings with those of others. Don’t randomly abandon one investment for another unless you know its intended role in your portfolio, whether that role is still appropriate, and the pros and cons of any replacement you’re considering. Each is valuable in its own way, but it doesn’t make sense to use a hammer to remake your portfolio if what you really need is a screwdriver to make minor adjustments. Some investments are generally designed to pursue long-term growth, others to provide income, and still others to represent stability. Think of each investment as a tool in your investing tool kit, and your asset allocation strategy as your blueprint. Even if you feel that your portfolio needs adjusting, maintaining a firm grasp on your fundamental investment strategy can help you be more thoughtful about making any changes. If you’ve been watching the market lately, perhaps the first question on your mind is, “Should I make a big change in my investments?” In reality, a volatile market isn’t the best time to do a complete makeover of your portfolio, especially if you have long-term financial goals you’re trying to address. “During periods of market volatility, avoid making investment decisions based on emotions.”
